Saving on Home Insurance: Tips for Cutting Costs

Everyone is searching for a way of cutting costs, a method to lower their overall monetary expenses. Saving on home insurance is a reasonable, viable option when choosing to take control of your finances. There are several discounts available; the variety of practices used in saving on home insurance can be endless.

Something you can easily do yourself to save on home insurance, is to be certain that your home is safe. By securing your doors with deadbolt locks, and placing fire alarms and extinguishers in your house, you can save thousands of dollars a year. Also think about installing a burglar alarm that alerts the police, and a sprinkler system. Some insurance companies will even offer major savings of up to 20 percent if a security system is installed in your home.

Consider raising your deductible. The higher the deductible, the lower the premium. An average home insurance deductible will start at $250. If you were to increase your deductible to $500, you could save approximately 12 percent. Raising your deductible to as high as $1,000 could give you a discount as great as 25 percent.

If you have been associated with the same company for a long time, you are probably entitled to a price deduction. Some companies will cut their premium by up to 5 percent if you have been with them for at least three years. You may also be eligible for a discount if you are over 55 years of age and retired. Insurance companies have deduced that older retirees are more attentive to their homes and have more time to maintain them them than employed individuals.

Remember to review your policy annually to make the proper adjustments. Also realize that while several companies may offer discounts, the reductions may not all be identical, or the same amount in all 50 states. If you are not sure, you need to check with your home insurance agent.

Timothy Gorman is a successful webmaster and publisher of Best-Free-Insurance-Quotes.com. He provides more insurance information and offers discount home insurance, life and auto insurance that you can research in your pajamas on his website.

---

Business Insurance; Information you will need

When you start a small business you will need to... Read More

How Do I Lower My Auto Insurance Rates?

Since there are many factors that go into determining your... Read More

Life Insurance Information

Life insurance is a personal insurance plan designed to pay... Read More

An Introduction to UK Home Insurance

Unlike motor cover, home insurance is not a legal requirement... Read More

CarInsurance.com Is Available At All Dealerships With Internet Access!

You are ready to buy your first car. Researching the... Read More

I Was In An Accident, Will My Car Insurance Rates Go Up?

You were on the phone, got distracted and before you... Read More

Discount Auto Insurance - Keep Your Hard-Earned Money

Finding discount auto insurance is so easy when you do... Read More

Everything You Need to Know About Life Insurance

Life insurance is a type of protection that can be... Read More

Who Sets Auto Insurance Rates?

Auto Insurance rates are a complicated business. Have you ever... Read More

How To Get Cheap Whole Life Insurance Quotes

Whole life insurance quotes the most expensive kind of policies... Read More

How To Take The Guesswork Out Of Buying Term Life Insurance

Protecting your family is the single most important thing any... Read More

Give Your Auto Policy a Tune-Up

When you originally purchased your auto insurance policy, you purchased... Read More

Life Insurance: Why Theres No Need to be a Desperate Housewife

Life insurance looks set to make a comeback in the... Read More

How Does Credit History Affect Car Insurance Rates?

Many personal car insurance companies consider your credit information when... Read More

Underwriting Life Insurance For Diabetics and Diabetic Life Insurance Information

Life Insurance Companies differ in their "underwriting philosophy" when it... Read More

MSA or HSA: Can I Keep My MSA Or Do I Need to Convert it into an HSA?

The Medical Savings Account (MSA) is an older form of... Read More

Poor call centre performances driving motorists online for insurance

In their efforts to cut costs more and more finance... Read More

What Is Renters Insurance Really All About?

Renter's insurance is protection intended for anyone who rents an... Read More

Health Insurance for the Beginner

When it comes to your family, selecting the right health... Read More

Medical Bills - Evaluating Your Personal Injury Insurance Claim

The value of a personal injury claim has a direct... Read More

Credit Card Insurance

A word of warning about Credit card repayment protection schemesThe... Read More

Long-Term Care Insurance: Eldercare Solution

When I suddenly had to become a fulltime caregiver to... Read More

Flat Insurance in the UK

What are the factors involved in flat insurance? Do I... Read More

Need Low-cost Temporary Family Health Insurance?

Many families will find themselves without medical coverage at some... Read More

Insurance for Car Wash Fundraisers

Non-profit groups in this day and age need to watch... Read More

Accident Insurance Claim Personal Injury Insights

There's nothing that has a greater impact on evaluating a... Read More

Homeowners Insurance Coverage

When deciding on the appropriate amount of homeowner's insurance coverage... Read More

Health and Dental Insurance Quotes - Applying Online

Since 2001, large health and dental insurance companies such as... Read More

Medical Insurance Overseas

Thousands of people have work related commitments and in order... Read More

The Life Insurance Quote Business is Booming, but is the Insurance Quote Accurate?

The life insurance quote business online is booming. Not only... Read More

Canadian Funeral Insurance: Our Final Gift to Those We Love

Most of us don't like thinking about our own funerals,... Read More

About Online Term Life Insurance Rates

Online term life insurance ratesHow simple it is today finding... Read More

Car Insurance Monitoring for Discounted Insurance Rates - Privacy Devouring Monster Eating Us One Bi

For a price, would you let car insurer along for... Read More