What Answers To Questions For A Home Insurance Price Quote Will I Need To Know?

Lets face it, finding the best home insurance price quote can be an aggravating task if you're not fully prepared with answers to the common questions that most insurance companies will ask. This article outlines the questions that an insurance agent will ask you when you're requesting quotes for home insurance. Having this information handy will make finding house insurance easier and save you valuable time.

The most obvious question that will be asked first deals with your address information. The home insurance agent will need your street address as well as the state, city and zip code. This information will be used as the starting point for all future questions.

A normal question deals with the approximate location of your home in relation to the nearest fire hydrant. You can also be expected to have to know how far the nearest fire department is from your house. The insurer will want to know if you have a fire alarm system and if so what type of system.

Additional questions will focus on whether or not anyone living in the house smokes and if your building has an internal sprinkler system. Make sure you know if you have a burglar alarm and what type of alarm it is because that question will come up. You might be asked if you live in a gated community and if you have a dog as a pet. If you do own a dog then the insurance provider will want to know the breed.

You can be assured that you will be asked how old you are and if the answer is over 55 expect a follow up question on whether or not you are retired. The insurance company will expect that you already have some form of homeowners insurance with another company so be prepared to answer that question along with if you have car insurance, if so - with what company and for how long. Don't be alarmed by such questions, as they are routine when trying to determine a home insurance price quote.

If you've made any insurance claims within the last 3 years then the home insurance provider will want to know the claim amount and the reason for initiating the insurance claim. You will also be expected to truthfully answer if you have ever had an insurance policy cancelled or non-renewed.

Questions that center on your home include, how many rooms in the house - without counting bathrooms, the number of people living in the house and a rating of your home from inexpensive to expensive. You will be asked if you own any property that is very valuable (such as: jewelry, antiques, home entertainment system, or a musical instrument)? You'll have to know what year the house was built, the type of residence it is, what building materials were used to construct the dwelling and if you rent or own the property.

As you can see although the list of questions is small having the necessary answers when you need them will save yourself as well as your insurance agent valuable time and eliminate unnecessary headaches. It may also help save money on your home insurance price quote.

Timothy Gorman is a successful webmaster and publisher of Best-Free-Insurance-Quotes.com. He provides more insurance information and offers discount auto, life and home insurance that you can research in your pajamas on his website.

Other websites operated by Tim

Cellular-Phone-Solutions.com - Free information and resources regarding cell phones and cell phone plans.

Military-Loans-Online.com ? Which provides free money saving loan quotes on all of your loan needs to include home equity loan information.

---

How Much Can My Auto Rate Increase After One Accident?

Accidents almost always make your insurance rates increase. Whether or... Read More

Choosing Affordable Health Insurance For Children

In most cases, private health insurance comes through a person's... Read More

All Auto Insurance is Not Created Equal!

Contrary to what you may have heard all auto insurance... Read More

Life Insurance: Who Needs It And How Much Do You Need?

Your friendly, neighborhood life insurance agent is most likely to... Read More

How Will an HSA Save Me Money?

The Health Savings Account (HSA) is a tool to help... Read More

Health Insurance And Insurance Brokers

If you are in the market to purchase your own... Read More

Disability Income Insurance Can Meet All Your Financial Needs

Disability income insurance can cover you in the event of... Read More

Home Insurance Rates in Northern Ireland

A recent survey took the most popular type of home... Read More

Everyone Wants The Cheapest Automobile Insurance Quote

When you are looking for an automobile insurance quote, the... Read More

Facts About Renters Insurance

If you rent an apartment or house, you might consider... Read More

The Life Insurance Policy and What You Need to Know Before You Buy

Are you looking to buy a life insurance policy? Well,... Read More

Affordable Insurance Quotes To Save You Money!

Whether you're looking for insurance quotes for auto, life, travel... Read More

Health Savings Accounts

Most people with health insurance, especially employer paid health insurance,... Read More

Finding a Discount Car Insurance Broker

Discount car insurance brokerTimes past finding a discount insurance broker... Read More

The Best Rates on Life Insurance

Finding the best rates on life insurance is not difficult... Read More

Choosing Long-Term Care Insurance

A little over sixty percent of the folks who reach... Read More

Life Insurance Settlement

A new financial tool is now available for senior citizens.... Read More

Private Medical Insurance- Finding The Right Policy for You

Why Private Medical Insurance Is Becoming So PopularRecent research indicates... Read More

How to Reduce Car Insurance Premiums

Here are some useful tips on how to reduce car... Read More

Which Car Should You Own To Keep Your Insurance Rates Most Affordable?

Do you consider the cost of insurance before you buy... Read More

Your Personal Injury Insurance Claim: Several Crucial Insights Into Medical Reimbursements

The best judge of Total Disability and/or Partial Disability is... Read More

Health Insurance 101 for Individuals and Families

The changing healthcare and health insurance landscape in the United... Read More

Finding Term Life Insurance Online

What exactly is Term Life Insurance?Term life is a form... Read More

Do An Auto Insurance Comparison And Benefit From The Savings

It is very important to do an auto insurance comparison... Read More

Can I Really Get Life Insurance, No Exam Required?

Changing the way that life insurance is bought and sold... Read More

Self Employed Health Insurance - Tips For Getting Cheap Health Insurance When Youre Self Employed

If you're self-employed and facing high health insurance bills, there... Read More

New Jersey Car Insurance - What Do You Need To Know About It?

When purchasing New Jersey car insurance there are many decisions... Read More

Tips On How To Save When Buying Car Insurance

If you want to save money when you purchase your... Read More

How Do I Calculate How Much Life Insurance I Need?

Life insurance protects you and your family from economic hardship... Read More

How to Reduce Home Insurance Premiums

Here are some useful tips on how to reduce Home... Read More

If You Rent A Home, Protect It By Buying Renters Insurance

Renters insurance is often overlooked by people who are renting... Read More

How To Get Cheap Whole Life Insurance Quotes

Whole life insurance quotes the most expensive kind of policies... Read More

Guide to Life Insurance Terms

Listed below is a useful guide to life insurance terms.... Read More