Establish Money Saving Goals For Added Success

Having something tangible to strive towards can work wonders for your money-saving efforts. To those of you that have already been actively implementing money-saving tips in order to lower your monthly bills, for added inspiration, establish a meaningful goal along with a specific dollar amount.

For those of you just starting your money-saving quest, having a goal to strive towards will help keep you focused whenever you may get a feeling of quitting.

What goal should you decide on? This is a very important question that should be thought about carefully. The answer can only be found in you.

To help come to a decision, make a list of the five most important things you need or would like to have. Keep in mind not to merely dwell on the most popular, innovative contraptions hitting the market these days.

These tangibles will come and go.

A conscientious, thoughtful money-saver is looking at the bigger picture: THE FUTURE. Whether that be college tuition savings for kinds, a new home, retirement planning, travel expenses, etc...

At the same time, there may be some of you simply looking to save more money just to purchase a new entertainment center or a brand spankin' new 61" Plasma television. There's nothing wrong with that! Whatever it takes to help keep you motivated towards your overall agenda. That is the underlying purpose of a money-saving goal.

Once you have decided on a specific goal to strive for, you next need to decide what steps you'll take to work up to that goal. In other words, how are you going to achieve that $5000 savings account? Or how are you going to save $3000 for that Las Vegas trip?

A project outline is necessary to plan your agenda in order to give you a recipe for success. It helps provide you with a step-by-step guide detailing exactly what needs to be done.

Personally, I recommend tackling your agenda a week at a time. Monthly goals are a bit too long and drawn out. Weekly agendas provide you with ample time to complete a task where at the same time it's not too lengthy where you'll lose focus and forget the overall purpose.

In addition to these weekly agendas, it is vital that you track your results in some manner. In the past, I've personally made a giant chart where I could mark my savings on a monthly basis. I even created a colorful, attractive title to label my savings chart. Doing so, inspired me to continue with my efforts in order to achieve my precious goal.

This should get your mind thinking of all the possibilities open to you, and what needs to be done to further your success with saving more of that precious commodity: money.

Gregory Thomas, editor of http://www.SavingSecrets.com - has written hundreds of effective money-saving tips, strategies, and articles over the past 6 years. Visit their website and you'll find FREE money-saving articles, a monthly newsletter, and even a FREE Ebook download just for stopping by!

In The News:


pen paper and inkwell


cat break through


New Bankruptcy Law Will Not Protect You from Identity Theft

Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy... Read More

Two Ways To Debt Relief

There are many debt relief programs out there both off... Read More

Reduce Your Debt With These 5 Tips

It's never pleasant to realize that you're in financial hot... Read More

Debt Problems? You Can Negotiate With Your Creditors

It is always possible to negotiate with creditors ? even... Read More

Debt Reduction, a Necessary Endeavour

Massive debt is something many Americans face. Debt reduction is... Read More

Use A Debt Checklist To Examine Where You Are

A Debt Checklist allows you to look at items and... Read More

Credit And Debt Relief--A One Stop Solution

Amy Wright, 34, was extatic when her realtor showed her... Read More

Debt Free and Carefree

Are you still clearing a mountain of debt amassed last... Read More

New Bankruptcy Law Makes it Harder to Stop Foreclosure

On October 17, 2005 President Bush's sweeping bankruptcy reform law... Read More

Hide That Car! Fighting the Repo Man

Vehicle repossession may appear justified in circumstances where a person... Read More

Credit Repair - Understanding The Basics

What is Credit?Credit means that you are using someone else's... Read More

Bankruptcy Your Best Bet?

Filing bankruptcy is a common practice among the U.S. Over... Read More

Dont Let The Good Times Bury You

It is vital to get rid of debt while things... Read More

What is Debt Settlement and How Does it Work?

Debt settlement involves negotiating with a creditor or creditors to... Read More

Fast Track Out of Debt

You go to the mail box and scan - a... Read More

The Effects of Consumer Debt

Consumer Borrowing Consumer borrowing in the UK has now crashed... Read More

Eliminating Credit Card Debt

The overwhelming task of eliminating your debts can often seem... Read More

4 Simple Ways to Solve Your Debt Burden

Getting Behind Getting behind on your debts owed can be... Read More

Bankruptcy: Which Chapter Do I File?

There is more than one kind of bankruptcy. You should... Read More

Stop Debt Collectors

Can you stop debt collectors ? . . .You better... Read More

Is Debt Negotiation Bad?

Educating yourself about the ins and outs of debt negotiation... Read More

Can You Escape the Trap of Ever Growing Debt?

It's difficult not to be concerned when facing numbers like... Read More

Turning Bad Debts into Good Debts through Investing Fundamentals

If you've ever earned enough money to put some aside,... Read More

How to Protect Yourself: Debt Collections

So you are getting collection calls? You're desk is full... Read More

Repair Bad Credit Yourself

In March 2005, the U.S. financial services industry succeeded in... Read More

New Bankruptcy Law ? Where?s the Consumer Protection?

On April 20, 2005, President Bush signed into law the... Read More

Debt Validation: Do you have to pay ?

It happens all the time. Debt collectors try to collect... Read More

The 5 Secrets to Getting Out of Debt Fast

As they stare down at a teetering pile of bills,... Read More

IVA Information

If you're thinking about an IVA, it is essential to... Read More

Life After Debt ? Strategies for Dealing with Problem Debt

Honorably and ethically rid yourself of burdensome debts using the... Read More

Bankruptcy Abuse

Bankruptcy is little more than a smack on the hand... Read More

Should You Join a CCCS - Consumer Credit Counseling Service for Debt Relief and Financial Freedom?

Do You Need to Join a CCCS - Consumer Credit... Read More

A Debt Elimination Process Must Be Initiated From You.

The first and maybe most important step in a debt... Read More