Establish Money Saving Goals For Added Success

Having something tangible to strive towards can work wonders for your money-saving efforts. To those of you that have already been actively implementing money-saving tips in order to lower your monthly bills, for added inspiration, establish a meaningful goal along with a specific dollar amount.

For those of you just starting your money-saving quest, having a goal to strive towards will help keep you focused whenever you may get a feeling of quitting.

What goal should you decide on? This is a very important question that should be thought about carefully. The answer can only be found in you.

To help come to a decision, make a list of the five most important things you need or would like to have. Keep in mind not to merely dwell on the most popular, innovative contraptions hitting the market these days.

These tangibles will come and go.

A conscientious, thoughtful money-saver is looking at the bigger picture: THE FUTURE. Whether that be college tuition savings for kinds, a new home, retirement planning, travel expenses, etc...

At the same time, there may be some of you simply looking to save more money just to purchase a new entertainment center or a brand spankin' new 61" Plasma television. There's nothing wrong with that! Whatever it takes to help keep you motivated towards your overall agenda. That is the underlying purpose of a money-saving goal.

Once you have decided on a specific goal to strive for, you next need to decide what steps you'll take to work up to that goal. In other words, how are you going to achieve that $5000 savings account? Or how are you going to save $3000 for that Las Vegas trip?

A project outline is necessary to plan your agenda in order to give you a recipe for success. It helps provide you with a step-by-step guide detailing exactly what needs to be done.

Personally, I recommend tackling your agenda a week at a time. Monthly goals are a bit too long and drawn out. Weekly agendas provide you with ample time to complete a task where at the same time it's not too lengthy where you'll lose focus and forget the overall purpose.

In addition to these weekly agendas, it is vital that you track your results in some manner. In the past, I've personally made a giant chart where I could mark my savings on a monthly basis. I even created a colorful, attractive title to label my savings chart. Doing so, inspired me to continue with my efforts in order to achieve my precious goal.

This should get your mind thinking of all the possibilities open to you, and what needs to be done to further your success with saving more of that precious commodity: money.

Gregory Thomas, editor of http://www.SavingSecrets.com - has written hundreds of effective money-saving tips, strategies, and articles over the past 6 years. Visit their website and you'll find FREE money-saving articles, a monthly newsletter, and even a FREE Ebook download just for stopping by!

---

Bankruptcy Reform

There are some new bankruptcy laws going into effect before... Read More

What Does A Bankruptcy Trustee Do?

Once you file bankruptcy a court appointed bankruptcy trustee will... Read More

The First Step To Getting Out Of Debt: Make The Commitment!

These days, getting into debt is easy.Unfortunately, getting out of... Read More

How to Get Money When You Are Broke

(Money You Don't Have to Pay Back) 1. One way... Read More

Mandatory Credit Counseling for Those Considering Bankruptcy

Most Americans are aware of the sweeping changes in U.S.... Read More

Debt Collectors: Men or Mice?

Who are these people anyway? They viciously harass you and... Read More

Credit Counseling or Bankruptcy: Which is Best for You?

People often get to a place where they simply can't... Read More

Debt Help and Advice for the UK

At some time or another during our lives most of... Read More

Repair Bad Credit Yourself

In March 2005, the U.S. financial services industry succeeded in... Read More

Bankruptcy 101

Bankruptcy still remains a mystery in the eyes of many... Read More

The New Bankruptcy Law -- How Will It Affect Debt Negotiation?

In April 2005, Congress made sweeping changes in U.S. bankruptcy... Read More

Debt is The Master of Souls

Wholeness requires separation. In order for you to experience yourself... Read More

What is Debt Settlement?

Debt settlement is the process of negotiating with your creditors... Read More

You Can Make Financial Resolutions Anytime

The New Year often brings with it a desire to... Read More

Creating A Realistic Budget

Budgeting -- ooh, what a scary word! If you want... Read More

Credit Card Debt Elimination

Credit card debt elimination can be done with a good... Read More

Bankruptcy - Is It The Right Choice For You?

Bankruptcy is one of the tougher choices we as adults... Read More

Can You Escape the Trap of Ever Growing Debt?

It's difficult not to be concerned when facing numbers like... Read More

Two Ways To Debt Relief

There are many debt relief programs out there both off... Read More

Five Hot Tips To Get Out Of Debt Forever

The financial and psychological burden of being in debt causes... Read More

IVA Advice

An IVA (individual voluntary arrangement) is an alternative to bankruptcy... Read More

The 7 Secrets to Getting?and Staying?Out of Debt

As vice president of the American Credit Foundation, a nonprofit... Read More

Should You Invest In Savings Or Payoff Your Debts?

I have faced this financial question 8 years ago and... Read More

Drowning in Debt? Tips and Tricks for Getting Out of Hot Water with Creditors

Do you, like millions of other Americans, feel like you're... Read More

Eliminate Your Credit Card Debt, But How?

Can a debt consolidation loan eliminate your credit card debt?... Read More

Debt Consolidation and Personal Finances: Learn the Truth!

An inability to manage credit, growing debt and bankruptcy are... Read More

5 Options Toward Debt Relief

If you are in debt, well over your head in... Read More

Different Ways Of Dealing With Debt

Bills, creditors, debt collectors. Are you yearning for the days... Read More

Life on a Debt Management Program

Signing up for a debt management program is easy; it's... Read More

Debt Management Systems

What is a debt management system, and when do you... Read More

Personal Bankruptcy ? If Its Unavoidable, File Now

The Bankruptcy Abuse and Consumer Protection Act, signed into law... Read More

Purchase Your Future Now While It Is Still Inexpensive

Leaving school, getting a new job, or even a raise... Read More

Debt and Financial Optimism in the UK Continue

With £1.3 trillion pounds worth of debt in the UK,... Read More