Today there are so many different credit cards available, student prepaid, low interest cards etc. that it has becomes a real hassle to find the right one that will suit your needs.
This is the reason why we at online-creditcheck provide you with necessary information which can help you in choosing the right credit card for you. The good thing about this information is that it is all free of charge.
We have created a list of 10 things you need to have a look at before you decide to apply for that credit card
1) **Annual Percentage Rate - APR**
Many credit card companies give you an intro apr rate that will be lower then your regular apr rate. Keep in mind when this introduction apr rate will expire and use it to your advantage
0% Intro APR Credit Cards, will give you the opportunity to purchase goods/a service without paying any interest on your principal spend. Such cards are usually for people with a good credit history
2) **Credit Card VS Debit Card (prepaid credit card)**
Although a Prepaid Credit Card, has the same look and feel of a regular Credit Card, those two are not the same.
A Prepaid Credit Card, is in fact a Debit Card, and is usually linked to a personal bank account. Other options are that you need to load funds onto your debit card account first. This is the reason why a debit card can only be used for a purchase that your balance can cover.
A prepaid Credit card, are usually for people with a bad credit history or for people who are unemployed.
3) **Credit Card Tips**
- Sign new credit cards as soon as you receive them
- Destroy old cards when they aren't necessary anymore
- Never fax your credit card number
- Be careful when supplying your credit card number by phone
- Pay your credit bills on time to maintain/create good credit
- Pay of your balance as much as possible
- If possible select a credit card with no annual fee
- Review your credit history on a regular basis
Keep the above simple things in mind when selecting a credit card and you will find the right one that will suit your needs.
I would like to thank you for reading this article.
Sincerely,
Karin Loftist
http://www.online-creditcheck.com
A credit report is basically a file about you kept... Read More
Credit card debt is a major social problem in some... Read More
You've just opened your credit card bill and attached to... Read More
With all my bills who would possibly want my credit?... Read More
If you have been shopping around for a Low Interest... Read More
It is estimated that billions of dollars in delinquent commercial... Read More
If you are just entering the world of credit cards,... Read More
Having a better credit score not only represents easier access... Read More
When credit cards are used wisely they can be very... Read More
With interest rates rising, low or zero percent credit cards... Read More
Online credit reports are easily accessible to those interested in... Read More
1. Deleting Errors in 48 HoursThis is the absolute fastest... Read More
It's the number one source of consumer complaints at the... Read More
What is a credit card? A credit card is... Read More
About Search Entries:Every time a lender checks your credit history... Read More
The Federal Trade Commission (FTC) has set up a new... Read More
Credit cards have migrated from being hip or convenience product... Read More
Most of us get a credit card on our name... Read More
Today there are so many different credit cards available, student... Read More
WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying... Read More
The next time you open your credit card statement, take... Read More
Identity theft has become an epidemic. Millions and millions of... Read More
Here's a simple system on how to pay zero interest... Read More
Lenders are quite fussy about what they like to see... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Even if you think you have a wonderful credit report,... Read More
The average American knows very little about bankruptcy. Most people... Read More
Millions of Americans suffer because of bad credit these days,... Read More
Credit cards represent an important part of our financial lives.... Read More
What FACTA means is that if you, as an individual,... Read More
Fixing a credit report starts with seeing what's on it.... Read More
There are times when you may be turned down for... Read More
Bewildered by the sheer variety of debit cards and credit... Read More
Having a better credit score not only represents easier access... Read More
There are not many of us who do not have... Read More
Understanding credit report scores is important when you see your... Read More
A consumer credit report is a factual record of an... Read More
HarassmentHarassment of people in debt by creditors or their agents... Read More
You've just opened your credit card bill and attached to... Read More
You've just received a "pre-approved" credit card offer in your... Read More
Few things influence the home buying process more than your... Read More
Many people may still not be aware of an amendment... Read More
Consumers often have the first credit card that they ever... Read More
Do you know why you should check your credit report?Of... Read More
Someone impersonating you could be spending your hard-earned money.Impossible! Not... Read More
There are no secrets to repairing your credit. Many shady... Read More
The good thing about bad credit is that you can... Read More
Most businesses want to be able to borrow money when... Read More
Credit has become a much-used word, thanks to the various... Read More
The all important credit score! It determines the amount of... Read More
Negotiable instruments like checks and drafts have become an indispensable... Read More
The recent security breach at credit card processor CardSystems Solutions... Read More
You probably don't need me to tell you credit cards... Read More
Chances are you have received your share of "pre-approved" credit... Read More
Here, Cratchet, what do you think you're doing?Uh, er, leaving... Read More
Chances are you've gotten your share of offers like this... Read More
Credit card debt is a major social problem in some... Read More
Your credit file may not reflect all your credit accounts.... Read More
A good credit reward card can contribute to your retirement... Read More
Are you thinking of buying a house? Do you want... Read More
There is a big difference between looking after your own... Read More
Building a good credit history is important. If you have... Read More
Let's be crystal clear, right up front. Paying someone to... Read More
Your credit history is an important aspect of your life.... Read More
Most people who carry major credit cards are well aware... Read More
Fact: Over 150 million Americans have credit report with the... Read More
Credit |