When You Are Eligible For A Free Credit Report

By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that:

1. You are unemployed and seeking employment in the next 60 days.

2. You are receiving public assistance.

3. You believe there are inaccuracies in your credit report due to fraud

4. Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report.

5. Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.

To obtain the excellent credit report service, get FREE online Credit Report, make your Credit Score higher, avoid becoming a Victim of Identity Theft, or correct your credit visit Legalhelper.ws.

Your credit score is important for obtaining credit. Your credit score is important to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores to decide whether you are a good credit risk. If you have a high credit score, you are more likely to obtain the best rates.

Bad credit costs thousands of dollars!

About The Author

Virginia Broobin is a financial security specialist that helps people to solve their financial issues and be happy and successful within their life.

Website: www.legalhelper.ws, vbroobin@legalhelper.ws

In The News:

pen paper and inkwell


cat break through


SuperCharged Secret 3, Credit Card Utopia

TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let's just take a brief moment... Read More

Top 5 Reasons To Check Your Credit Report Regularly

#1 Make sure mistakes aren't hurting your credit.Reviewing your credit... Read More

How To Repair Your Credit Report

A credit report is run on a buyer when he... Read More

10 Signs You May Need Credit Counseling

Debt management programs can be of real help for people... Read More

Applying for Credit Cards Online

In the olden days, about 10 years ago, before the... Read More

Credit and Banking Money Saving Services

The first rule when applying for banking and credit services... Read More

The Things That UK Lenders Like to See on Your Credit File, (and? What They Don?t Like to See!)

Lenders are quite fussy about what they like to see... Read More

Student Credit Cards 101

If you're a college student, you probably already have a... Read More

Credit Traps Snag Consumers

Nearly 20 years ago I worked for a small consumer... Read More

Rebuild Your Credit the Right Way the First Time

If you are one of the millions of people out... Read More

Fixing A Credit Report

Fixing a credit report starts with seeing what's on it.... Read More

Secured Credit Cards- Consumer Tips

Whether you have no credit or damaged credit, secured credit... Read More

Learn How to Improve Your Credit Score

Having a damaging credit record can hurt you in many... Read More

Credit Reporting: How Does It Work?

In order to determine a consumer's credit worthiness, creditors and... Read More

Stop Credit Card Offers

You can stop receiving credit card offers in the mail!... Read More

Credit Repair Companies and Credit Counseling

Let's be crystal clear, right up front. Paying someone to... Read More

How To Eliminate Credit Card Debt

There is almost nothing more troublesome than having too much... Read More

Various Types of Credit Cards - Part 2

Several different types of credit cards offer several different options,... Read More

Compare Credit Card Offers and Reward Yourself

Here's a simple system on how to pay zero interest... Read More

Credit Counseling: Could it Work for Me?

In the face of financial hardship, many seeking a responsible... Read More

Why Does FACTA Matter to Me?

FACTA stands for Fair and Accurate Credit Transaction Act. FACTA... Read More

The Ghost of Expected Surprises

Here, Cratchet, what do you think you're doing?Uh, er, leaving... Read More

Free Credit Reports: From The 3 Major Credit Bureaus!

Get your credit report online for FREE. Many financial advisors... Read More

Credit Counseling -- Why It Doesnt Work For Most Debtors

"Cut Your Payments in Half!" the headline screams. "Consolidate Your... Read More

The Credit Card Surprise That You Need to Look Out For

Companies that issue credit cards want to make a profit.... Read More

Looking for that Low interest Credit Card?

If you have been shopping around for a Low Interest... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a... Read More

How Does a Creditor Determine Whether to Grant You Credit?

Credit 101How does a creditor determine whether to grant you... Read More

Minimize your Risk for Identity Theft

Identity theft is the fastest growing crime in America. According... Read More

Credit Cards - Why Prepay?

With prepaid credit cards, you get the practicality of plastic... Read More

Online Credit Report and Online Credit Reports

Online credit reports are easily accessible to those interested in... Read More

Boosting Your Credit Score To Get The Best Credit Card Deal

Making Your Credit Rating Work For YouOne of the basics... Read More

Identity Theft : They Got Him

His hard earned money? Gone. Creditors on his back everyday.... Read More